If you need to discuss the purchase of a new vehicle whether it is for business or personal use, we can take care of the process for you – all you need to do is choose your new vehicle! We can arrange pre-approved finance so you know exactly how much you can spend, what your repayments will be so you can increase your bargaining power when it comes down to the final offer.
Our Vehicle Finance Options
We specialise in providing independent and educated opinions regarding your business plans, proposals and decisions. We’re also here to assist should you require guidance with your personal finances too.
Commercial Hire Purchase: This is where a business hires a vehicle from the financier over a specified repayment term. At the end of the term, you have the option of purchasing the vehicle.
Leasing: This type of finance allows you to use the vehicle or commercial vehicle including the normal benefits of ownership, but the financier has full ownership of the asset.
Chattel Mortgage: Classified as a commercial finance option where the financier will loan you the funds to purchase the vehicle (chattel), while taking out a mortgage to secure the loan.
Novated Lease: Although not specifically a business finance option, novated leasing is a great incentive your business can offer to its employees (at no additional cost to you) by salary packaging their vehicles.
Consumer Loan: As the name suggests, we can also provide you with a wide range of consumer finance options with various loan terms and you can choose whether to repay the loan sooner or reduce your repayments with a longer term.
Plant and Equipment Finance
If your business has outgrown its current equipment and needs greater assets to compete in your industry, having the right equipment is essential.
We have helped a number of businesses acquire equipment to grow their presence. Some of the equipment types include:
Earthmoving and Construction Equipment
Trucks, Buses and Heavy Commercial Vehicles
Medical and Dental Equipment
Computer’s, IT and Office Equipment
Agricultural and Farm Equipment
Industrial Plant Equipment and Machinery
Regardless of whether you’re looking to lease or purchase, we can help determine the best strategy for your business while factoring in costs and any tax implications. Equipment and vehicle finance can sometimes be very confusing but we’ll be with you each step of the way so you can be confident with the decision you make.